Minor child inheriting? – Problems solved   The two problems (assets frozen for minors; then 18 year olds spending foolishly) can be eliminated when parents make a living trust and establish sound rules for handling assets of their minor children.… READ MORE

Minor child inheriting? – Spendthrift at age 18. Problem # 2   Any legal disabilities preventing a child from having full ownership and use of property disappear on the 18th birthday. The San Diego probate court is no longer needed… READ MORE

Minor child inheriting? –Inheritance frozen. Problem # 1   If parents are not careful, after their deaths their minor child could inherit assets such as the house, bank accounts, vehicles, IRA’s, and life insurance. As it is, the inheritance cannot… READ MORE

I like a Will better, but . . . ? I prefer a Will to a Trust. I think of a Will as a personal document. It’s about the end of my life. It tells a story. I can name… READ MORE

Living Trusts: A recent phenomenon? Less than a generation ago, few people knew about living trusts. When a client discussed an estate plan with an attorney, it was always about a will. Having a trust was uncommon. But wealthy people… READ MORE

Title Insurance can be very confusing. Here is some quick and useful information to help you better understand title insurance. Most people have never heard of title insurance  Most people don’t know what title insurance is  Title insurance only applies… READ MORE

Getting around a Living Trust: A tip? or a trap?  “You don’t need a trust if you do this …”  Is this the beginning of a tip or a trap? What is the purpose of a trust? It is to… READ MORE

What is Title Insurance?   When you purchase or re-finance a home, there are many things thrown at you: documents you have to sign, insurance coverage to purchase, and financial institutions to deal with. Who can remember or completely digest… READ MORE

Title Insurance and Living Trusts A living trust avoids the expense and delay of probate. And to make a trust effective, assets must be transferred to the trust. However, there is a potential problem property owners must watch out for:… READ MORE